- Definition of Hail - Precipitation in the form of transparent or partially opaque balls or irregular lumps of concentric ice, and does not include sleet, snow and frozen or partly frozen rain.
- SMHI and AMHL claim forms are available on-line, for more information click here.
- To file a claim, mail or fax it to the Association's office within 3 days of the storm.
- For evidence to leave in the event that the hailed crop will be harvested prior to inspection, click here.
- The Association maintains an adequate and continuous reinsurance program in view of the significant
values at risk annually insured. This method of protection and risk transfer not only guarantees the payment
of claims in heavy loss years but also provides financial stability for the organization.
- Limitation of Liability - Liability will not be accepted by the Association for any loss incurred as a result of disease occurring in any insured crop which has been damaged by hail.
- Early Storms - In the event that crops hailed in early stages of growth receive frost damage, when other similar crops in the area which were not hailed are not frozen, the Association is prepared to review the claim. Evidence of the crop must be left unharvested and written request for review must be received on or before October 31st of the current year.
- Saskatchewan Municipal Hail Insurance Association employs approximately 100 crop hail inspectors.
These inspectors come from all walks of life and bring to the job of adjusting hail damage a great variety of
real life experiences. They reside in different locations all across the agricultural belt of Saskatchewan and this enables the Association to provide timely adjustment of damage incurred from a hail storm.
The Association strives to provide the most accurate, consistent and timely adjustments possible in order
to fairly and accurately assess the damage sustained by our claimants' crops.
We constantly provide training seminars, both in the classroom and in the field.
This is in an effort to provide our inspection staff with the most current information on some of
the new specialty crops being grown. It also provides them with the most up to date adjusting techniques
to be used when assessing hail damage, both in these new crops and the new varieties of existing crops.
